Is a medical required to qualify for insurance?

Based on the medical history of you or your family, coverage may be declined, modified or given a higher premium.

Your policy provides details about this clause.

Emergency travel medicalcoverage contains a 9-month pre-existing conditions clause.

When the baby is born, simply contact Sun Life Financial within 30 days of the birthĪnd the baby can be added to your plan for a small, additional premium. TheĬovered length of hospital stay will be limited to 2 days.

If you make your application during your first 20 weeks of pregnancy, you’re eligible to apply for semi-private hospital coverage.

Any unused portion may not be carried forward for use in subsequent years.

Annual maximums are based on a calendar year.

All annual or lifetime maximums are per person.Dependants must be under the age of 21 or under the age of 25 if they are in school full-time.If you are applying as a couple or family then you must choose the same plan and options for everyone.Anyone who is 69 years of age or less, is a resident of Canada, and is covered under the provincial health plan in their province of.When do benefits begin and when are customers eligible to claim?.Is a medical required to qualify for insurance?.If you have questions please call us at 1-80, or email usĪt Table of Contents General Information Actual terms and conditions for the Sun Life personal health insurance plan are detailed in the policy issued upon application approval. Si nedesita ayuda adicional, llame al Centro de ayuda de HMO al 88 (para odontología prepago), o llame al Departmento de Seguros de CA al 80 (para odontología PPO).Sun Life Personal Health Insurance: Plan Details

Par obtener la ayuda de un interprete o preguntar sobre información escita en español, primero llame al número do teléfono de su plan de salud al 80. Puede obtener la ayuda de un interpreter sin costo alguno para hablar con su médico o con su plan de salud. If you need more help, call the HMO Help Center at 88 (for prepaid dental), or the CA Dept.

Someone who speaks your language can help you. To get an interpreter or to ask about written information in your language, first call your plan’s phone number at 80. Members can get an interpreter at no cost to talk to your doctor or health plan. Important information for California membersįree language assistance is available for dental members in the state of California to ensure that residents with limited English language skills are able to access services available to all members.

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